Long Term Care
Get more information or a no-obligation quote by completing our long term care quote form.
There is a good chance that you may need to pay for nursing home, assisted living or, home health care one day. In fact, more than half of the U.S. population will require long-term care at some point in their lives. You may be surprised that statistics show 40% of those receiving Long Term Care today are between the age of 18 and 64.
If you're concerned about being financially secure during your retirement years, you owe it to yourself and your loved ones to protect yourself against what could be the greatest threat to your financial security, the cost of Long Term Care.
Long Term Care Insurance refers to an important insurance policy that provides benefits to help you keep the quality of life you had prior to your loss of at least two Activities of Daily Living (ADLs). Federally Qualified policies recognize at least 6 ADLs: Eating, Bathing, Dressing, Toileting, Transferring, Maintaining Continence.
A good time to buy Long Term Care is in your mid-forties to fifties when cost is lower and you are more likely to be healthy enough to qualify.